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There are more and more products that we can access when we need online mini-credits without payroll. If we have regular and sufficient income that we can justify with an official document, it is possible to obtain financing to cover setbacks. One option is to access loans of the small amount that we can also request if we are self-employed, we receive a pension or receive an unemployment benefit. In this article, we show other valid alternative documents if we need urgent money.

No payroll, but they do require proof of income

Requesting mini credit instantly without a payroll does not mean that we can access immediate financing without justifying a regular and sufficient source of income. If we want to get fast mini loans and we do not have this document, we do not close the doors to request the amount. There are other justifications with which we can deal with small contingencies that we need to solve urgently. 

If we are new customers, there are lenders that offer up to 300 euros for those people who have not requested financing before. In addition, we can also take advantage of online payday loan promotions that tend to launch green touch over the Internet. These offers will allow us to resolve our unforeseen without additional costs if we return the amount within the period established in the contract.

Quarterly Income Tax or Income Tax Return

If we work for our own account, the quarterly VAT declaration or the last declaration of the Income will be the documents that replace the payroll at the time of justifying that we have sufficient and regular income. With them, the lender can also verify if we have sufficient financial capacity to repay the principal. Therefore, it will not be a problem to receive the amount that we have requested in our account.

Access to mini-credits online without a salary with the pension

The online mini-credits without payroll can also be requested if we receive a pension for retirement or disability and we need urgent money to solve a financial unforeseen event. This document has the same value as a payroll since it also serves the private credit company as a guarantee that we receive monthly income and that, therefore, we will be able to meet the payments within the term that appears in our contract.

Unemployment benefit also serves to get funding

Although being unemployed is a situation that can close doors when it comes to accessing some loans, it allows us to apply for quick mini loans. Lenders also often grant financing to those without work at any given time. Of course, they will have to provide the unemployment benefit as proof of income. An important requirement to take into account is that if we have been unemployed for a short time we will have more options to access funding since we will be charging almost all of our salary.

These credit products can be of great help to cover unforeseen events such as high electricity bills, unexpected visits to the dentist or to cover any repair of our vehicle. One of the advantages that we find if we have some of the previous documents is that we can have the money in our account in just a few minutes. To get the amount we need, we just have to enter the lender’s website and fill out the form that appears. It is a quick and simple way to request mini-credits without payroll avoiding trips and queues waiting at the bank.